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Funding

Specialises in bridging loans, business finance, building loans, and property-backed lending solutions designed to provide fast, flexible, and technology-driven access to capital for Australian borrowers and investors. Funding focuses on helping individuals and businesses move forward faster through streamlined lending processes and tailored financial solutions.

ESTABLISHED

2015

Funding was established in 2015 and has grown into one of Australia's recognised fintech lenders, providing innovative property-backed lending and investment solutions for borrowers and investors nationwide.

FINANCED BY

Institutional & Investor Capital

Funding supports its lending activities through investor capital, mortgage-backed investment products, and strategic funding partnerships that help fund its growing loan portfolio.

OWNERSHIP

Private Fintech Company

Funding operates as a privately held Australian financial technology company focused on modernising property finance and investment opportunities.

LENDER TYPE

Specialist Non-Bank Property Lender

Provides bridging loans, business finance, and construction funding solutions secured primarily against property assets across Australia.

LMI PROVIDER

Property & Scenario-Based Assessment

Applications are assessed based on property security, exit strategy, borrower circumstances, and the overall strength of the lending scenario.

What Makes Funding Different?

Funding combines technology-driven lending with specialist property finance expertise to deliver faster and more flexible funding solutions than many traditional lenders. Its streamlined application process and focus on property-backed lending help borrowers access capital quickly when timing is critical.

This makes Funding a suitable option for:

  • Property investors
  • Home buyers requiring bridging finance
  • Business owners seeking capital
  • Property developers and builders
  • Borrowers with time-sensitive transactions
  • Clients seeking fast property-backed funding

Finance Solutions Available Through Funding

1. Bridging Loans

Designed for borrowers who need short-term finance while purchasing a new property before selling an existing one.

  • Fast approvals and settlements
  • Flexible repayment structures
  • Property-backed lending solutions
2. Business Loans

Funding solutions designed to help businesses access capital for growth and operational needs.

  • Working capital finance
  • Expansion funding opportunities
  • Business cash flow support
3. Building Loans

Finance designed to support residential and commercial construction projects.

  • Construction funding solutions
  • Upfront drawdown options
  • Flexible project finance structures
4. Property-Backed Lending

Funding solutions secured against residential, commercial, or investment property.

  • Residential property security
  • Commercial property security
  • Flexible borrowing scenarios
5. Investment Opportunities

Funding also offers mortgage-backed investment products designed for investors seeking exposure to property-secured lending opportunities.

  • Mortgage investment solutions
  • Diversified investment opportunities
  • Property-backed investment structures

 

Funding Lending Philosophy

Funding aims to simplify property finance by combining technology, speed, and specialist lending expertise. The company focuses on helping borrowers access funding efficiently while providing flexible lending solutions tailored to individual circumstances.

Benefits of this approach may include:

  • Faster funding decisions
  • Streamlined application processes
  • Flexible loan structures
  • Dedicated lending support
  • Technology-enabled lending experience

Ideal Borrowers for Funding

Funding may be suitable for:

  • Property investors
  • Homeowners transitioning between properties
  • Business owners requiring capital
  • Property developers
  • Construction project borrowers
  • Borrowers seeking short-term property finance

Less Suitable For

Funding may be less suitable for:

  • Customers seeking everyday banking services
  • Borrowers looking for standard transaction accounts
  • Individuals requiring credit cards and retail banking products
  • Customers seeking traditional branch banking
  • Applicants looking for unsecured consumer lending products

Pros

Cons

Real-World Example Use Case

A homeowner who has found a new property but has not yet sold their existing home may use a Funding bridging loan to secure the purchase. This allows them to complete the transaction without waiting for the sale of their current property, helping them act quickly in a competitive property market.

Final Takeaway

Funding is a specialist Australian non-bank lender focused on bridging finance, business loans, building loans, and property-backed lending solutions. By combining financial technology with flexible lending structures, Funding aims to help borrowers access capital quickly and efficiently while supporting a broad range of property and business-related funding needs.

Best For
  • Property investors
  • Bridging finance borrowers
  • Business owners seeking capital
  • Property developers
  • Construction projects
  • Borrowers requiring fast property-backed funding
Not Ideal For
  • Customers seeking everyday banking services
  • Traditional home loan borrowers
  • Applicants seeking unsecured personal loans
  • Customers wanting branch-based banking
  • Individuals looking for credit card products

Start Your Funding Assessment

Want to find out whether a Funding loan is right for you?

Our finance specialists can help you:

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