Australia bans foreign investors from buying established homes
Policy Overview From 1 April 2025 to 31 March 2027, the Australian Government will temporarily prohibit foreign investors from purchasing established homes. This is one of the most significant policy shifts in the housing industry in recent years. The objective is to: The change means buyers, investors and developers will behave differently in the Australian […]
Mortgage Holders Gain Stability as the RBA Holds the Cash Rate at 4.35%
After several years of rising interest rates, Australian mortgage holders are finally experiencing a period of stability. The Reserve Bank of Australia (RBA) has decided to keep the official cash rate unchanged at 4.35%, giving homeowners, buyers, and investors greater confidence as they plan their finances. Although many borrowers were hoping for another rate cut, […]
Brisbane Home Equity Guide: How to Access, Use & Grow Your Property Equity
Brisbane Home Equity Guide: How to Access, Use & Grow Your Property Equity Brisbane enters million dollar property club Brisbane has hit a major milestone with median house prices topping $1 million for the first time. This is not just a headline figure – this is a huge change in wealth for home owners right […]
Australian Spring Property Market 2026: What Buyers, Sellers & Investors Need to Know
Spring has traditionally been Australia’s busiest property season, and 2026 is no exception. Warmer weather, increased buyer activity, and a larger number of property listings are bringing renewed momentum to housing markets across the country. While market conditions are more balanced than the rapid growth experienced in previous years, competition remains strong for quality homes […]
APRA’s New DTI Limit: 5 Myths Investors Need to Stop Believing
What Is APRA DTI limit in Australia 2026? The Australian Prudential Regulation Authority (APRA) has introduced a macroprudential lending rule that limits banks to issuing only 20% of new mortgages to borrowers with a debt-to-income ratio (DTI) of 6 or higher. This does not ban high-DTI lending. Instead, it restricts how much of it banks […]
Negative Gearing Changes: Why Investors Aren’t Panicking
Negative Gearing Changes in Australia 2026 What Mortgage Brokers Are Hearing From Property Investors Negative gearing continues to dominate Australia’s housing conversation, especially as the 2026 Federal Budget approaches. Proposed reforms such as property caps, restricted deductions, and new-build-only incentives have created discussion, but not widespread concern among investors. Mortgage brokers working directly with property […]
Is Sydney or Melbourne Better for Property Investment in 2026?
Sydney vs Melbourne Property Investment 2026 Overview Sydney continues to attract investors who prioritise long-term capital growth and market stability. Its appeal comes from limited housing supply, strong global city status, and consistently high demand across established suburbs. Melbourne, however, has become increasingly attractive for investors looking for affordability and stronger rental returns. Entry prices […]
Will Middle East Crisis Crash Australia Property Market
Will Middle East Crisis Crash Australia Property Market in 2026? Global uncertainty always sparks one big question — will the Australia property market 2026 collapse under pressure? Right now, the Middle East crisis is driving oil prices higher, pushing inflation upward, and forcing central banks to react. However, history tells a different story. Even during […]